Benefits of Tradelines
Adding an authorized-user tradeline adds established account age and available credit to your credit report.
Established Credit History
Add an account with years of payment history — one of the highly graded factors in a credit score according to myFICO.
Lower Utilization Ratio
Add a higher-limit account to your profile without opening new accounts, which can lower your overall utilization ratio.
Reports in 30–60 Days
Most tradelines post to the bureaus within one to two billing cycles.
Transparent Cost
Clear, upfront prices — you see the full cost before you commit.
No Account Access
As an authorized user, you have no access to the card or account funds.
Built on Trust and Compliance
Every transaction is protected, every Tradeline Partner is verified, and every process follows applicable regulations.
Verified Identities
Every participant completes government-ID identity verification before they can transact.
Bank-Level Encryption
All data is encrypted in transit with TLS and stored with industry-standard safeguards.
Vetted Tradeline Partners
Every Tradeline Partner passes our vetting process and credit requirements — not available on most platforms.
Compliance-First
We run a transparent marketplace and follow applicable consumer-protection and privacy laws. We are not a credit-repair or credit-reporting service.
Pre-launch access
Be first to the roost
Join the waitlist and get early access the moment our verified tradeline marketplace opens.
Bank-Level Security
Verified Tradeline Partners
Compliance First